I have had credit since my late teens. Over the years it basically stayed about the same, up and down a few points. After being debt free my score plunged over 80 points in a year. If you were to graph the numbers, it shows a consistent drop as accounts were paid and closed. Now my score is heading sub 700 without anything late, or damaging.
It is all bullshit. Best I can say to anyone is do as much as you can afford without taking on debt. If debt is a must have the plan to pay it off early. Unexpected shit happens that can fuck up your budget and having debt over your head isn't worth it.
I do not know how I went sober actually. Just one day it was just something that disgusted me. Like cold turkey, just never went back to the bar but also dropped the toxic people in my life as well. If you have been that long without the booze just recall why you abstained in the first place.
Yes, for years and with coworkers as well. Many of the guys I worked with had cool avatars. But my wife is the picture of shreks bitch and my son is Hitler.
I am fucked sideways as they come. But this place is full of wanna be right white euro trash that let their mothers fornicate with the immigrants. It is best to merely witness what beings were created as a result of inbreeding and molestation of dna by the jews.
Lovely group of (((people))) here. Do not trust any fucking one of them. They will invite you to jitsi with them where they all get sorts of heretical.
We are expecting a total of 35 to 40 inches by Tuesday. I started my day sawing trees up that blocked the road and plowing before it turned into hard pack. Rest of the week showed be lows near zero and 69 to 70 mph winds. JOY!
Thanks goats. Just pne of those things that when it happens it is still a surprise. After having time to talk about it with my wife, we both agree to be the support their new family will need. I am sure we will watch over the children vigilantly and see them raised in our ways. If it wasn't for my parents and sisters i could not have done it myself.
No, it is a reference to dr. Sigmon freud. He wrote about how young females have a thing called penis envy. Most of these females whome don't adjust we call blue bair karens.
Far from it. His mom took off after he was born and basically I was a single parent for 7 years before getting remarried. We did scouts and all the regular stuff. Just was tough for him not having a mom around when he was little.
PenisEnvy 0 points 1 week ago
I laugh when i think about if it was Upgoat to have that honor.
/v/whatever viewpost?postid=66477e8d94aba
PenisEnvy 0 points 4 weeks ago
Fucking normal city cunt. Weebs from webster all got jew tan lines.
/v/JewishPrivilege viewpost?postid=662cff1ddacf0
PenisEnvy 0 points 4 weeks ago
Get them all into the same room, lock the doors, and turn the valve.
/v/NYC viewpost?postid=662c95c85ebf3
PenisEnvy 1 point 1 month ago
We had clouds but I was amazed how dark it got.
/v/TellUpgoat viewpost?postid=6614436ea811e
PenisEnvy 0 points 1 month ago
it would just get stolen where he lives
/v/Nature viewpost?postid=660f6a3cabfde
PenisEnvy 0 points 1 month ago
Brave browser on android works unless catbox is down. i use kittylitter a lot now for file sharing. And gowithit is corrct about archive.
/v/whatever viewpost?postid=660ab363eaf77
PenisEnvy 1 point 2 months ago
What I hear is music to my ears. The eradication of the degenerate jew.
/v/AskUpgoat viewpost?postid=65fe1a378df72
PenisEnvy 0 points 2 months ago
I have had credit since my late teens. Over the years it basically stayed about the same, up and down a few points. After being debt free my score plunged over 80 points in a year. If you were to graph the numbers, it shows a consistent drop as accounts were paid and closed. Now my score is heading sub 700 without anything late, or damaging.
It is all bullshit. Best I can say to anyone is do as much as you can afford without taking on debt. If debt is a must have the plan to pay it off early. Unexpected shit happens that can fuck up your budget and having debt over your head isn't worth it.
/v/PublicServiceAnnouncement viewpost?postid=65fc581a0a4aa
PenisEnvy 0 points 2 months ago
New York will make a wild comeback. It will drive the jews nuts.
/v/NYC viewpost?postid=65fb3cbd18451
PenisEnvy 2 points 2 months ago
I do not know how I went sober actually. Just one day it was just something that disgusted me. Like cold turkey, just never went back to the bar but also dropped the toxic people in my life as well. If you have been that long without the booze just recall why you abstained in the first place.
/v/AnonWhatever viewpost?postid=65f042ba20feb
PenisEnvy 0 points 2 months ago
Abolish the 19th amendment due to this shit.
/v/Memes viewpost?postid=65e5f2717f337
PenisEnvy 4 points 2 months ago
Yes, for years and with coworkers as well. Many of the guys I worked with had cool avatars. But my wife is the picture of shreks bitch and my son is Hitler.
/v/tellupgoat_based_edition viewpost?postid=65e5bd3b45074
PenisEnvy 1 point 2 months ago
Peace is not an option with oven dodgers.
/v/AnonWhatever viewpost?postid=65dd66470a775
PenisEnvy 0 points 3 months ago
I am fucked sideways as they come. But this place is full of wanna be right white euro trash that let their mothers fornicate with the immigrants. It is best to merely witness what beings were created as a result of inbreeding and molestation of dna by the jews.
/v/whatever viewpost?postid=65b438cf9d0de
PenisEnvy 0 points 4 months ago
Vice link or msnbc. got to look what the commie are saying.
/v/Whichever viewpost?postid=65b47294f08ca
PenisEnvy 1 point 4 months ago
Lovely group of (((people))) here. Do not trust any fucking one of them. They will invite you to jitsi with them where they all get sorts of heretical.
/v/whatever viewpost?postid=65b438cf9d0de
PenisEnvy 11 points 4 months ago
We need lots more of these guys in sports.
/v/videos viewpost?postid=65a91f7dc2547
PenisEnvy 0 points 4 months ago
Is Hunts Point In the Bronx too far? I know people there looking for guys. I worked there off and on for years doing mechanical work at the terminal.
/v/whatever viewpost?postid=65a90367b65e1
PenisEnvy 1 point 4 months ago
Fucking transit police are where doing what again?
/v/NYC viewpost?postid=65a7b0d01c179
PenisEnvy 3 points 4 months ago
We are expecting a total of 35 to 40 inches by Tuesday. I started my day sawing trees up that blocked the road and plowing before it turned into hard pack. Rest of the week showed be lows near zero and 69 to 70 mph winds. JOY!
/v/AskUpgoat viewpost?postid=65a3136ccbc38
PenisEnvy 1 point 4 months ago
Noice!
/v/Jokes viewpost?postid=65a3374c43c11
PenisEnvy 2 points 4 months ago
Thanks goats. Just pne of those things that when it happens it is still a surprise. After having time to talk about it with my wife, we both agree to be the support their new family will need. I am sure we will watch over the children vigilantly and see them raised in our ways. If it wasn't for my parents and sisters i could not have done it myself.
/v/whatever viewpost?postid=65931effe2291
PenisEnvy 2 points 4 months ago
No, it is a reference to dr. Sigmon freud. He wrote about how young females have a thing called penis envy. Most of these females whome don't adjust we call blue bair karens.
/v/whatever viewpost?postid=65931effe2291
PenisEnvy 10 points 4 months ago
Far from it. His mom took off after he was born and basically I was a single parent for 7 years before getting remarried. We did scouts and all the regular stuff. Just was tough for him not having a mom around when he was little.
/v/whatever viewpost?postid=65931effe2291
PenisEnvy 1 point 4 months ago
He must be a nigger or a state nigger working in the gooberment.
/v/funny viewpost?postid=6591cd33a362a