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18 comments block


[ - ] fnbs 2 points 1 hourMay 20, 2025 20:13:53 ago (+2/-0)*

HOA's are a necessary evil..Im glad theres an HOA in this neighborhood, I'll pay $50 a month otherwise the neighborhood would eventually look like a nigger ghetto

[ - ] CoronaHoax 0 points 13 minutesMay 20, 2025 21:14:00 ago (+0/-0)

I mean if you want community standards and amenities at all you need an HOA. However it's democratic. Always attracts the same pieces of shit to run it and voting is fake and gay always.

[ - ] TheNoticing -1 points 51 minutesMay 20, 2025 20:35:21 ago (+0/-1)

They're unnecessary.

[ - ] Indoctrinated_USA 1 point 36 minutesMay 20, 2025 20:50:44 ago (+1/-0)

In a White European ethnostate, perhaps.
In a society wherein roughly 40% of single family houses purchased over the past five years have been via large fund managers like Blackrock and Vanguard whose mandate is DEI?
They're necessary but the intelligent will make sure they're well-controlled before joining or can be made to be, the boomer and the ignorant will find themselves subject to a domineering authority.

[ - ] prominent_proboscis 2 points 1 hourMay 20, 2025 19:32:26 ago (+2/-0)

imagine subjecting yourself to an HOA in a nigger neighborhood with a nigger HOA president and then having to hire a nigger lawyer to fight the nigger HOA extorting you?

irony here being HOA’s were pretty much invented to keep niggers out of the neighborhood

[ - ] Crackinjokes 1 point 1 hourMay 20, 2025 19:34:13 ago (+1/-0)

HOAs were a result of an environmental rule that said any new subdivision development and this happened around the seventies any new subdivision development had to have a runoff area for rain to run off to into a lower groundwater area. So when the subdivision developers were making these subdivided home plots in their area they would sell all the lots off and sell the houses off and they had this one piece of land that was the runoff area that they still owned but no one would buy because all it was was the big holding area for the runoff for the water so they created HOAs so that the HOA owned that piece of land that developers no longer wanted and then the HOA was responsible for taking care of it perpetually and that let the developer to get out of that system after they had sold all the land off it was sellable.

That is why HOAs were formed from an EPA act in the 1970s that mandated all new developments have a large area of land dedicated to holding water runoff when it rained.

[ - ] Indoctrinated_USA 2 points 2 hoursMay 20, 2025 18:41:49 ago (+2/-0)*

I bought a homestead that, believe it or not, came with an HOA... Couldn't be helped.
I got myself onto the board.
I rewrote the bylaws to structure the corporation in such a way that it could not be used in any way that I don't approve of, I limited the power of the board to a specific set of duties and prerogatives, and set the bar for modifying the document to require a 2/3 super majority of the members.
I got it passed.
I rewrote the Covenants to ensure the limits and restrictions that matter were retained but all other reasonable prohibitions could be exempted at the discretion of the board, a majority petition of the residents, or via binding third party arbitration should other means fail.
I got it passed
It's a good system that has just enough power to perform it's intended role; for example we have roughly $300,000 in expected liabilities over the next ten years.
Normally, each expense would be reactionary, if something failed for example, and paid by levying a special assessment with each member paying a share based on acreage.
The last assessment for the road maintenance was roughly $5000 per member, due within 90 days of being issued.
I thought there was a better way to approach the situation and drafted it.
My way established a reserve fund; kept dues the same for all residential plots, cut them in half for undeveloped lots, and began directing a percentage of the revenue into that.
If luck holds, within that same ten year period, we should be able to supply the fund such that there will be no need for special assessments ever again.
Just because you find yourself in a situation you don't like doesn't mean you can't change it - all you have to do is decide and then act.

All of this is aside from the sociopolitical views I hold, this is simply how I drafted a common use agreement for a collective of neighbors in a society whose currency is not understood to be in terminal collapse.
It's hard to write a contract stipulating that eventuality, particularly in regard to a homeowners association, so, you just pretend everything is going to be okay and get the necessary buy in to get your way.
Now, when things do go bad, the HOA isn't a threat to me or my property like so many are.

[ - ] Crackinjokes 1 point 1 hourMay 20, 2025 19:32:28 ago (+1/-0)

You were very lucky to do this at a time when your HOA had not been taken over by crazies already. And you were very lucky to be able to lobby and get the other members of your HOA in the neighborhood to support you. Many people have been in these situations and have faced fraudulent elections having their efforts to reform the HOA rules be blocked in all kinds of legal ways while the HOA threatens them legally puts assessments against their house and all kinds of other


It sounds like you have a very good system and it could be a model for many HOAs and what I would do next is take your system to your state and say I have created a system that solves many of the problems that hoa's have and I highly suggest that the state either mandate it or offer it as a suggestion guideline for HOAs and if HOAs don't follow these suggested guidelines that they will be treated worse by state

Your your mandated arbitration is a great thing I'm wondering exactly how you do the arbitration because things like the American arbitration association are basically regular courts that cost you $10,000 to start a case and are very expensive and still take just as long as a regular


So how did you set up the arbitration?


By the way one of the worst things you can have in an HOA is for the HOA board to be able to charge the homeowners for the legal expenses of any challenge to the HOA if the legal case fails because that puts such a scare on any homeowners that no one can ever challenge even and out of control hoa. So never let your HOA have in its rules that the homeowner who breaks the rules or who challenges the HOA has to pay all the legal fees of the HOA if they lose. Never ever put that in there people think it's a smart thing to do cuz they think there's going to be some weird ornery homeowner that is going to cross the HOA a lot of legal fees but an actual fact the hoa's use it to completely stifle regular homeowners and create a totally totalitarian system that it's just horrible.

[ - ] Indoctrinated_USA 0 points 9 minutesMay 20, 2025 21:17:45 ago (+0/-0)

For conflicts between the HOA and a member, there is this:

Section XX.X Arbitration

1. Binding Arbitration:
a. In the event that a dispute between the Association and a member cannot be
resolved through mediation as outlined in Section XX.X, the matter can, if both
parties agree, be submitted to binding arbitration in accordance with the XXX
XXXXXXXXX Act (XXXX Code Title XX, Chapter XX). This arbitration process is
intended to provide a fair and expedient resolution to disputes involving the
XXXXXX XXXXXXXXXX Homeowners Association, Inc. ("Association") and its members.

2. Selection of Arbitrator:
a. The arbitrator shall be a neutral third party with experience in homeowner
association law and must be mutually agreed upon by both the Board and the
member(s) involved in the dispute. If the parties cannot agree on an arbitrator
within 30 days of the decision to proceed with arbitration, an arbitrator may be
appointed by the District Court of the county in which XXXXXXXXX is located,
in accordance with XXXXXXX law.

3. Arbitration Procedure:
a. The arbitration shall be conducted in a manner consistent with the XXX
XXXXXXX Act and shall follow the procedural rules established by the arbitrator.
Both parties will have the opportunity to present evidence, call witnesses, and
make arguments. The arbitration hearing shall take place within 60 days of the
arbitrator’s appointment unless both parties agree to an extension.

4. Costs and Fees:
a. The costs of arbitration, including the arbitrator’s fees, shall be shared equally by
the Association and the member(s) involved, unless the arbitrator determines that
equity requires a different allocation of costs. Each party is responsible for their
own attorney’s fees and other related costs unless otherwise awarded by the
arbitrator.

5. Arbitrator's Decision:
a. The arbitrator’s decision shall be final and binding on all parties, and judgment on
the award may be entered in any court of competent jurisdiction in XXXXX. The
arbitrator shall issue a written decision within 30 days of the arbitration hearing,
including a summary of the findings and the basis for the decision.

6. Enforcement of Arbitration Awards:
a. The Association and the member(s) agree to comply fully with the arbitrator’s
award. If either party fails to comply with the arbitrator's decision, the prevailing
party may seek enforcement of the award in the District Court of the county
where the XXXXXXX XXXXXXX is located, and the non-compliant party shall be
responsible for any additional legal fees incurred in enforcing the award.

7. Member Rights and Resources:
a. Members are encouraged to seek legal advice before entering into arbitration to
fully understand their rights and obligations under the law.

[ - ] TheNoticing 0 points 55 minutesMay 20, 2025 20:31:32 ago (+0/-0)

Dissolve the HOA entirely.

[ - ] Indoctrinated_USA 0 points 39 minutesMay 20, 2025 20:47:20 ago (+0/-0)*

Not in my power to do.
I made it into a well ordered corporation whose mandate is essentially a road use and common asset agreement.
My property is the most expensive single lot in the area, so my liability is the highest.
I simply wrote the documents in such a way that I felt comfortable and safe being subject to it.
Best I could do.

[ - ] Swej_Ehtsag 1 point 36 minutesMay 20, 2025 20:50:52 ago (+1/-0)

Million bucks all those niggers in those nice houses work for the gubment.

[ - ] Niggly_Puff 0 points 1 minuteMay 20, 2025 21:25:56 ago (+0/-0)

Working your jobs, living in your houses.

[ - ] kammmmak 1 point 1 hourMay 20, 2025 20:10:36 ago (+1/-0)

negro apeians

[ - ] Master_Foo [op] 1 point 1 hourMay 20, 2025 20:12:18 ago (+1/-0)

Good one, but I don't think people would connect the dots so quickly if you said that.

[ - ] Crackinjokes 1 point 1 hourMay 20, 2025 19:28:42 ago (+1/-0)

Because you cannot control who might move into your neighborhood over the 5 or 10 years it takes to actually make money on owning a house and make it worthwhile it really raises the risk reward question a lot more than it used to be. Because there's a much higher chance that in 5 or 10 years when you're owning your house that some people are going to move in that are going to devalue your whole neighborhood or something will happen that will be by your whole neighborhood instead of your house going up it will go down. And that's happened a lot in a lot of places that used to never think it would happen there.

It really changes the whole risk reward equation about owning a house. And quite frankly when you consider all the carrying costs of a home might be just be better to take whatever extra equity you have or whatever extra savings you have and put them in some growth stocks or something like Bitcoin or gold or choose your poison that will go up in value and in some cases like Bitcoin and gold are going up faster than houses prices are now.


plus remember if they actually do deport a lot of people out of America the housing markets going to sink because they're going to be less people to buy those homes.

[ - ] PoundOfFlesh 1 point 3 hoursMay 20, 2025 17:51:19 ago (+1/-0)

HOAs operate the same way as organized crime. They also attract power-hungry retards who will relish every opportunity to abuse that sliver of power.

The only potential benefit to an HOA is that they often require the property owner on the deed to match the person occupying the home. That prevents businesses, banks, or rich assholes from buying homes to rent them out.

[ - ] Rowdybme 0 points 25 minutesMay 20, 2025 21:01:37 ago (+0/-0)

I agree with this. House i have now is no HoA. My house in the HoA was fucking retarded. They would fine me for parking my boat in the driveway. Got fined because my tree branches were too long.