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If you're a kid just getting out of high school in America because of the tax system the number one thing you need to know is save money by living dirt cheap stay out of debt including college debt and invest invest invest because America does not tax capital gains but it taxes the hell out of incom

Get the cheapest living situation you can. Stay at home with your parents it's better to work a $40,000 your job living with your parents save every penny and put it into some stocks then it is to get a 60 or an $80,000 a year job and be renting an apartment with all the utility and other expenses associated with that and not have as much money saved and not be able to invest in stocks because it's not what your income is every year it's how much you invest in stocks that gets you rich. In America the tax system is set up for capital gains you pay almost no taxes you pay nothing if you don't sell and most people who have investments never sell they just borrow against them so they never pay taxes. The big mistake in America is to think I want to get the highest paying job I can but what you actually want to do is take home the most cash you can and invest it in stocks immediately never hold it in cash. never hold it in cash it goes down in value as cash you don't want a fat bank account with 10 20 30 50 100,000 in it. You want all that money and stocks. If you're not a good stock picker first of all don't trade that's just wasting your money but if you're not a person who can figure out a couple of good stocks to buy then put it into a no load mutual fund or some kind of an index fund.

If you do that for 5 years you will be so far ahead of the game than the person who went to college took on 50 to 100,000 in debt one out got a new car got a loan on the car got a job for 110 $150,000 a year. You will be way ahead of them in your first five years. If you really want to go to college later after you've got a stock portfolio built up and you really want to waste your money on doing that and you really think the incremental amount of money that you're going to make in another job is going to be better then you can always go back to college later. And believe me you'll appreciate it a lot more if you go back later than you will as a stupid drunk teenager.

that's what I tell everybody who is Young and it's the best advice. Live with your parents as long as you can. If you can't live with your parents and save money that way live unconventionally like live out of a bus do the van life get a good camper van live out of a camper van all these silicone valley millionaires we're living out of the back of box trucks and things and if they can do it and become billionaires then you you have no excuse not to do it yourself to save money. You save on utilities you don't have to hook up with three or four or five utilities are going to charge you monthly no matter how much you use you save on rent you save on insurance you save on all that stuff. And it's also more fun because you can you're mobile and you can live anywhere you want anytime during the week.

Get yourself some sort of a shower deal at a gym that's how you take care of your showers if you don't need to shower any day everyday anyway people shower way too much. Unless you're doing some sweat breaking job you don't need to shower everyday.

This is what you need to do to get ahead of America it's all about owning stuff and having it go up in value it is not about earning income. If you do the math on the graphs you'll find that if you save money early and invest it you're after tax wealth and I'm talking about wealth not income not anything else you're after tax wealth will be much higher if you got a lower paying job spent no money on living expenses and put it put that into stocks or something like stocks. Don't be an idiot. Don't follow the Jew path to unending salaried servitude.

You're also better off because you'll have more time off you'll be able to do more physical fun things like travel and stuff when you're young when it matters. then you will if you go to college and then you've got to work like a slave to pay off your college debt and you're stuck getting an apartment it's overpriced so it's hard to pay off your college debt and you have to work every day at a job that pays you hire money than everybody else wants because you can't afford to take the lower paying job that will give you more free time because you've got all those bills to pay every month and you'll be a slave for the next 20 years of your life and then when you're 45 if you're lucky you'll be free of your debt slavery if you're lucky most people aren't that lucky.