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Problem is they've aggressively been targeting older vehicles so that people can't afford them, because there's no option.

Though I agree, I've always been something of a saver of money, not a big spender. So I've usually had enough for an older car when I needed one.

Great advice. If you do have a car with payments, keep saving those payments in the bank after the car is paid off.
We have a huge auto fund specifically for new cars, and when the zero interest for X months offers come along we buy a new one. We keep that money in the bank earning interest while paying each month from the account. We are a jews worst nightmare, we also get over $1500 a year back from our credit cards that we pay off every month. We just pay cash for small businesses and tips.

There are so many niggers driving around with nice cars and expired plates, which usually means no insurance.