Heard this on Serius channel, the Dr. Daloney radio show on Ramsey Solutions. Taking out a HELOC is literally paying the bank interest to borrow your own money. Money that you earned through gaining equity in your home over time.
What a racket. If people were educated on financial matters from an early age, the fucking banks would go broke.
[ - ] iSnark 1 point 7 monthsSep 22, 2024 16:05:37 ago (+1/-0)
WAIT A GD MINUTE! Are YOU telling me that someone named (((Ramsey))), is hawking a scam, that dumb Americans are falling for everyday? I'M SHOCKED! (Said No one)
Listening to (((Dave Ramsey))) IS where the problem starts!
Oh Yeah, and, The Banks will NEVER go broke, as long as politicians exist!
You know better than this. Ramsey is not a jewish name. Look into this further and you’ll see that this is the correct way to live. He is against jewish bank lending.
After you get your shit together and look into this, please get back to me.
How so? He doesn’t talk politics or religion other than sbout some financial stuff from the Bible which is actually good rules to live by. Why do you think he’s a jew or a jewish shill?
Dave Ramsey is a prick! I hate that Bastard! He only got to where he is, because, in my opinion, he gamed the system in college using daddy's money! He can go kill himself!
[ - ] iSnark 1 point 7 monthsSep 23, 2024 22:49:39 ago (+1/-0)*
I used to listen to him, I couldn't listen to that shabbos goy anymore after I learned HOW he made his fortune!! Fuck him! I really don't like him!
Dave got loans he should not have gotten from a local bank that overlooked due diligence in favor of “personal relationships” ie. His old man!
When a bigger bank bought them out, and actually looked at the numbers, they realized Davey-boy was a huge credit risk, and called the loans. Of course, he couldn’t pay them because the loans only made sense if he kept selling properties in perpetuity. That Son of a Bitch, made good on shady dealings, IF the banks hadn't loaned that Bastard money, MONEY that those banks WOULDN'T have led us, The world WOULD NOT know of that ASSHOLE!
[ - ] iSnark 1 point 7 monthsSep 24, 2024 00:31:46 ago (+1/-0)*
Icemonkey, I respect you... I'm generally a pretty good judge of character... I just personally don't like him! If you find value in him, then by all means, follow him... I'm glad that you find value in him, I just personally don't. To me, Something stinks about him, Sort of like Pro Wrestling in the early 80's, where we always suspected that something was off, but none of us had the balls to call it out, because there were so many true-believers out there that would just label you crazy...
Not sure why the ((())) around the name Ramsey, it goes back at least to the 1200s in Scotland. I have no idea if Dave Ramsey is a shape shifter but Ramsey is not a jewish name.
If one jumps into a pool full of black ink, he will be covered in black ink when he gets out! He may not be from the tribe, but he damn sure acts and speaks like one!
Kike or not, Ramsey is a grifter. He got rich selling books and these "financial kits" to Churches for 20k a pop + yearly renewals with updated info. Awhile back one of his ex-employees claims calls from listeners are staged and many of the actors are recycled with either different happy or sad debt stories.
[ - ] clymer 1 point 7 monthsSep 22, 2024 18:23:04 ago (+1/-0)
Me? debt free (besides a tractor payment, but it was 0%), but if I was going to flip my house and wanted to put the $$ into a roof-raise addition (exactly what I did with a previous property), it might make sense - I agree, banks are a scam, but using credit to make profit for some makes sense, depending on the circumstances
From what I’ve seen of Dave Ramsey, he advises against debt. In particular “bad” debt. He classifies a HELOC as bad debt. He says a HELOC is putting your home at risk and doesn’t make you any money. It’s a bad idea.
Using a heloc to invest on improving your own property in order to add value/utility isn’t irresponsible in the least. It is a tool to be used wisely. Not a crutch.
The real story of Heloc reverse mortgages is as you get older your expenses increase beyond what your social security and other income sources can provide so you really have no choice but to borrow a reverse mortgage against your home which allows you to not have payments on your home so you can stay in your home and tell you die at which point the Jews who ran the bank get all the accumulated equity in your home and so you can leave no Financial legacy.
[ + ] iSnark
[ - ] iSnark 1 point 7 monthsSep 22, 2024 16:05:37 ago (+1/-0)
Listening to (((Dave Ramsey))) IS where the problem starts!
Oh Yeah, and, The Banks will NEVER go broke, as long as politicians exist!
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 2 points 7 monthsSep 22, 2024 19:22:44 ago (+2/-0)
Ramsey is not a jewish name.
Look into this further and you’ll see that this is the correct way to live.
He is against jewish bank lending.
After you get your shit together and look into this, please get back to me.
White Power⚡️⚡️
[ + ] iSnark
[ - ] iSnark 1 point 7 monthsSep 23, 2024 01:16:41 ago (+1/-0)
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 2 points 7 monthsSep 23, 2024 01:42:59 ago (+2/-0)
Why do you think he’s a jew or a jewish shill?
[ + ] iSnark
[ - ] iSnark -2 points 7 monthsSep 23, 2024 14:10:19 ago (+0/-2)
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 0 points 7 monthsSep 23, 2024 22:36:23 ago (+0/-0)
[ + ] iSnark
[ - ] iSnark 1 point 7 monthsSep 23, 2024 22:49:39 ago (+1/-0)*
Dave got loans he should not have gotten from a local bank that overlooked due diligence in favor of “personal relationships” ie. His old man!
When a bigger bank bought them out, and actually looked at the numbers, they realized Davey-boy was a huge credit risk, and called the loans. Of course, he couldn’t pay them because the loans only made sense if he kept selling properties in perpetuity. That Son of a Bitch, made good on shady dealings, IF the banks hadn't loaned that Bastard money, MONEY that those banks WOULDN'T have led us, The world WOULD NOT know of that ASSHOLE!
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 0 points 7 monthsSep 23, 2024 23:31:08 ago (+0/-0)
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 0 points 7 monthsSep 23, 2024 23:31:28 ago (+0/-0)
[ + ] iSnark
[ - ] iSnark 1 point 7 monthsSep 24, 2024 00:31:46 ago (+1/-0)*
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 0 points 7 monthsSep 24, 2024 00:59:47 ago (+0/-0)
[ + ] SturmUndTrinker
[ - ] SturmUndTrinker 1 point 7 monthsSep 22, 2024 17:12:43 ago (+1/-0)
I have no idea if Dave Ramsey is a shape shifter but Ramsey is not a jewish name.
[ + ] iSnark
[ - ] iSnark 0 points 7 monthsSep 22, 2024 17:35:32 ago (+0/-0)
[ + ] RobertJHarsh
[ - ] RobertJHarsh 0 points 7 monthsSep 22, 2024 18:12:28 ago (+0/-0)
[ + ] clymer
[ - ] clymer 1 point 7 monthsSep 22, 2024 18:23:04 ago (+1/-0)
[ + ] ManwiththeNewspaper
[ - ] ManwiththeNewspaper 1 point 7 monthsSep 23, 2024 10:39:51 ago (+1/-0)
[ + ] Portmanure
[ - ] Portmanure 2 points 7 monthsSep 22, 2024 17:34:20 ago (+2/-0)
[ + ] Steelerfish
[ - ] Steelerfish 2 points 7 monthsSep 23, 2024 02:15:58 ago (+2/-0)
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 0 points 7 monthsSep 23, 2024 02:41:39 ago (+0/-0)
[ + ] Crackinjokes
[ - ] Crackinjokes 3 points 7 monthsSep 22, 2024 18:55:04 ago (+3/-0)
[ + ] TheOriginal1Icemonkey
[ - ] TheOriginal1Icemonkey [op] 1 point 7 monthsSep 22, 2024 19:18:42 ago (+1/-0)
[ + ] CasualObserver
[ - ] CasualObserver 0 points 7 monthsSep 22, 2024 22:11:33 ago (+0/-0)
You are especially annoying this evening. have you been drinking? maybe you should stop. I did and it's great.