My life lesson for the kitties when I was younger I thought the way to achieve independence was to get a high paying job in a city where you would make more money than your rent and your cost of living and you'd save that money in one day either through investments or the ability to buy a high price home you would get the independence you want so you wouldn't have to work anymore.
The far better way to do that is to go to a very small town where land is very cheap and get a much lower paying job and buy that land as quickly as possible and move on to it and achieve complete Independence very early in life. And by that I mean it's so much easier today to do. You get yourself some cheap land with no or little zoning you put a very small tiny house that you build yourself on it not one of these fancy ones you buy for 60 or $100,000. you put some solar panels and some other things and that becomes your home base to build the rest of your life. You're not going to live there forever but at 25 years old you're going to be financially independent and any money you make you're going to be able to put directly toward your investments or buying a nicer house or whatever you want to do. The key is you're going to have that excess money that you can make online or doing anything at 25 years old because you're living costs except for food are going to be completely paid for. That difference in having that amount of money that much sooner means that 35 years old you'll be rich.
If you do what everybody else does would you stay in a big city thinking you're going to make more money you're going to have more fun you rent your apartment you hope to save what actually is going to happen is the apartment rents are going to go up and it's going to make it more difficult. You're going to feel like you need to buy a new cars which is going to make it more difficult. you're going to have unexpected things like you're going to have job losses from the companies going under or your company owner cheating you which happens all the time or you getting fired because despite what they told you about your great life ahead they found a cheaper way to hire somebody else and they really never wanted you to be successful there they just wanted to tell you that so they could pay you less in the beginning of your career and then knew they were never going to pay you the stuff they told you that you would eventually earn.
McDonald's pays $15 an hour almost everywhere including very small cities. It is very easy to save your money as a kid just starting out at $15 an hour. You save your money about it piece of land you start something online it makes you a couple hundred or a couple of thousand more each month. You have a place to sleep a place to live it doesn't cost you rent doesn't cost you have utilities and you're not facing increasing costs like you would with rent.
In my reply you advice to live with your parents till you get enough money saved. Unfortunately, once you move out of your parents a 15$ an hour job isn’t going to cut it even if you do manage to buy a cheap property.
Where i live cheap supermarkets are everywhere, even in 2k cities. Our definition of a city starts from 1k population. So food prices are pretty much the same, unless completely rural. Job problem is same though, everyone wants to go either to capital or the second biggest city for muh money.
[ - ] Osmanthus 1 point 7 monthsSep 10, 2024 17:34:10 ago (+1/-0)
It is true that if you do what everyone else is doing you will end up in the same place as them. Which is these days in debt, stressed and miserable.
However going the hillbilly route will lead to hillbilly success.
I can't tell you what you should do, but play it to your own personal strengths. And do not borrow money. Do not do this. This is like an ox putting on its own yoke.
And, don't waste money on stupid shit. This is what ruins most folk. The story around about $5 coffee is right. It does make a difference how you invest every last dime.
You completely misunderstand. We're not talking about the hillbilly route. There's nothing hillbilly about owning your own land. You can be as sophisticated as you want when you own your own land and do it in a small town. The internet and starling get all the convenience of everywhere are the same everywhere now. Can have your big screen TV you can have your PlayStation 5 you can have all the stuff that you would have in a big city right there now. The only thing is you're not going to be paying thousands of dollars in rent and that means you're going to save 12 to 24,000 at least every year which if you invest that quickly when you're young you're going to be a millionaire by the time you're 35 years old. Then you can go to the city and have a house by rental properties rent to other suckers who are going to be trying to start out at 21 years old in the city thinking they're going to make it big and some big high paying job it's going to make up for all the incredible expenses they have in the big city which is never going to happen.
Another is to get into a high-paying skilled position, live the city life you spoke adamantly against but save your discretionary income.
Form your own business, practice, or continue working and investing.
One final caveat: No one is obligated to retire. You could very well repeat the steps listed above forming multiple businesses and investments.
In my experience, the people who move away to buttfuck nowhere do this as they have failed to build a valuable skillset which I attribute to poor parenting. Still, that’s painting with a wide brush.
First you have to spend time and money and prep the land for living. It ain't no fun crapping in a five-gallon bucket with a toilet sit on top of it. Running water is more important that electriciy. At least it is to me.
Actually the best craps I've ever taken are in very low height crap buckets in camping trailers etc. The deep flex you get in the sitting lower makes you completely empty out. And it is absolutely no different than flushing your crap down the toilet to wrap it up in a plastic bag and throw it away. Millions of adults use adult diapers or throw their baby diapers away in the garbage everyday.
[ + ] TheNoticing
[ - ] TheNoticing 4 points 7 monthsSep 10, 2024 11:27:10 ago (+4/-0)
[ + ] yesiknow
[ - ] yesiknow 3 points 7 monthsSep 10, 2024 14:22:52 ago (+3/-0)
[ + ] albatrosv15
[ - ] albatrosv15 2 points 7 monthsSep 10, 2024 14:21:45 ago (+2/-0)
[ + ] Crackinjokes
[ - ] Crackinjokes [op] 0 points 7 monthsSep 10, 2024 18:16:59 ago (+0/-0)
[ + ] Native
[ - ] Native 2 points 7 monthsSep 10, 2024 13:51:42 ago (+3/-1)
There’s a reason boomers retire in small towns because they have retirement to supplement their life.
Another downside is EVERYTHING else is much more expensive in a small town. From food to construction. Almost double the price of a city.
Now if a young person finds a trustworthy friend and splits the property and live as roommates then it’s manageable.
[ + ] Crackinjokes
[ - ] Crackinjokes [op] 1 point 7 monthsSep 10, 2024 18:16:33 ago (+1/-0)
Do the math do a spreadsheet it adds up fast.
[ + ] Native
[ - ] Native -1 points 7 monthsSep 10, 2024 18:46:16 ago (+0/-1)
In my reply you advice to live with your parents till you get enough money saved. Unfortunately, once you move out of your parents a 15$ an hour job isn’t going to cut it even if you do manage to buy a cheap property.
[ + ] albatrosv15
[ - ] albatrosv15 0 points 7 monthsSep 10, 2024 14:20:32 ago (+0/-0)
Job problem is same though, everyone wants to go either to capital or the second biggest city for muh money.
[ + ] con77
[ - ] con77 2 points 7 monthsSep 10, 2024 08:15:48 ago (+2/-0)
[ + ] Osmanthus
[ - ] Osmanthus 1 point 7 monthsSep 10, 2024 17:34:10 ago (+1/-0)
However going the hillbilly route will lead to hillbilly success.
I can't tell you what you should do, but play it to your own personal strengths. And do not borrow money. Do not do this. This is like an ox putting on its own yoke.
And, don't waste money on stupid shit. This is what ruins most folk. The story around about $5 coffee is right. It does make a difference how you invest every last dime.
[ + ] Crackinjokes
[ - ] Crackinjokes [op] 1 point 7 monthsSep 10, 2024 18:19:10 ago (+1/-0)
[ + ] Trope
[ - ] Trope 0 points 7 monthsSep 10, 2024 19:07:07 ago (+1/-1)
Another is to get into a high-paying skilled position, live the city life you spoke adamantly against but save your discretionary income.
Form your own business, practice, or continue working and investing.
One final caveat: No one is obligated to retire. You could very well repeat the steps listed above forming multiple businesses and investments.
In my experience, the people who move away to buttfuck nowhere do this as they have failed to build a valuable skillset which I attribute to poor parenting. Still, that’s painting with a wide brush.
[ + ] Smedleys_Butler
[ - ] Smedleys_Butler 0 points 7 monthsSep 10, 2024 12:16:28 ago (+0/-0)
[ + ] jfroybees
[ - ] jfroybees -1 points 7 monthsSep 10, 2024 15:16:51 ago (+0/-1)
[ + ] Crackinjokes
[ - ] Crackinjokes [op] 0 points 7 monthsSep 10, 2024 18:15:23 ago (+1/-1)