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Those letters aren't... verbose. The main pain is getting them sent. Stamps, etc. And that's the main deterrent, too. They can approve 90% of appeals because sufficiently few people make them. At some point, it costs them more to do paperwork than pay for your treament (which they pay much less than cash price for, so divide whatever you think it costs by 3).

I'd also be worried about the AI filling your letter with garbage. On the off chance anyone reads it, it'd be better if you just say what you want and why they should pay for it. I would pay someone to do the mechanics of it, though.

He used his superior male engineering skills to cut his dick off.

Insurance IS THE CAUSE OF high healthcare costs. Its the cause of this tranny mania too because without it tranny affirming care would never have become a viable industry.

But every dollar this guy squeezes out of his insurance for tranny shit is one less dollar that they will spend on cancer or other REAL health issues. The insurance company will always pay itself first. Then apparently it pays this based male and fuck grandma.

He’s just another scammer. Insurance causes inflation. It drives prices up. The “big picture” of insurance is too complicated or abstract for the average person to perceive that it hurts everyone except the people running it, just like usury or drug dealing. His inferior (male) analytical skills don’t comprehend that.

Wearing fetish gear to a newspaper photo shoot. Nice. Appropriate. Autistic.

Lol, most insurance companies are such bastards; they deserve every misfortune.

Let me stop you right there....