I'm not sure what the trick is here, but I am hearing my financially retarded friends that now have 700 some credit scores talk about getting a mortgage on a house (you did not "buy" a house if you got a mortgage on it, and it is not honorable to have a mortgage (faggots)).
These aforementioned financially retarded friends with 700 some credit scores have no reason to believe they're doing well financially since they've never had a loan, never had a bank account, never had a credit card, never had a steady job and many of them only recently got their driver's license. I don't care to here nasty thoughts about these people, I'm only trying to make the case that there is no reason they'd have a high credit score.
How has your credit score magically rising changed your behavior, and what makes you think you earned it?
[ - ] germ22 1 point 1.2 yearsMar 21, 2024 14:26:27 ago (+1/-0)
Not enough people realize that a credit score is not a mark of how good someone is with their money. Its a score of how how much, and how safely, the banks can siphon money (in the form of interest) from you.
I was up in the mid 800s before covid. When they decided they would tank my life, I decided to jump off the credit deep end with my middle fingers straight up.
I maxed out all the credit cards, got more, and got a new car on credit.
Stopped paying everything. Sold the car. Stopped paying tax. I don't feel the slightest bit bad about it. They're probably going to come after me for at least 2 of those debts, but the real takeaway is I don't care anymore. So many fake jewish numbers I don't care about anymore.
I have had credit since my late teens. Over the years it basically stayed about the same, up and down a few points. After being debt free my score plunged over 80 points in a year. If you were to graph the numbers, it shows a consistent drop as accounts were paid and closed. Now my score is heading sub 700 without anything late, or damaging.
It is all bullshit. Best I can say to anyone is do as much as you can afford without taking on debt. If debt is a must have the plan to pay it off early. Unexpected shit happens that can fuck up your budget and having debt over your head isn't worth it.
to which I would comment me neither. I tried to look once but they couldnt find me.
you wouldnt have seen that because you have whoever blocked and now I dont feel like typing it twice.
extra work on top of being extra
also adding - Squirrel tribe girl on yt warned about this a few months ago. All of a sudden her credit limit rose with no explanation and she was saying Watch OUt! Its a trap!
You can open the thread link in incognito/private mode to see the blocked commenter. Like seemingly everyone else in this thread, I'm unaware of my own score.
[ + ] Deleted
[ - ] deleted 3 points 1.2 yearsMar 21, 2024 12:11:25 ago (+3/-0)
[ + ] calx
[ - ] calx 1 point 1.2 yearsMar 21, 2024 12:54:41 ago (+1/-0)
[ + ] Deleted
[ - ] deleted 3 points 1.2 yearsMar 21, 2024 13:11:42 ago (+3/-0)
[ + ] TheNoticing
[ - ] TheNoticing 1 point 1.2 yearsMar 21, 2024 17:03:24 ago (+1/-0)
[ + ] germ22
[ - ] germ22 1 point 1.2 yearsMar 21, 2024 14:26:27 ago (+1/-0)
[ + ] namefagsrgay
[ - ] namefagsrgay 0 points 1.2 yearsMar 21, 2024 17:13:37 ago (+0/-0)
I maxed out all the credit cards, got more, and got a new car on credit.
Stopped paying everything. Sold the car. Stopped paying tax. I don't feel the slightest bit bad about it. They're probably going to come after me for at least 2 of those debts, but the real takeaway is I don't care anymore. So many fake jewish numbers I don't care about anymore.
[ + ] iThinkiShitYourself
[ - ] iThinkiShitYourself [op] 0 points 1.2 yearsMar 21, 2024 17:32:04 ago (+0/-0)
[ + ] PenisEnvy
[ - ] PenisEnvy 0 points 1.2 yearsMar 21, 2024 12:36:26 ago (+0/-0)
It is all bullshit. Best I can say to anyone is do as much as you can afford without taking on debt. If debt is a must have the plan to pay it off early. Unexpected shit happens that can fuck up your budget and having debt over your head isn't worth it.
[ + ] iThinkiShitYourself
[ - ] iThinkiShitYourself [op] -1 points 1.2 yearsMar 21, 2024 12:14:11 ago (+0/-1)
[ + ] Gowithit
[ - ] Gowithit 0 points 1.2 yearsMar 21, 2024 12:17:16 ago (+0/-0)*
to which I would comment me neither. I tried to look once but they couldnt find me.
you wouldnt have seen that because you have whoever blocked and now I dont feel like typing it twice.
extra work on top of being extra
also adding - Squirrel tribe girl on yt warned about this a few months ago. All of a sudden her credit limit rose with no explanation and she was saying Watch OUt! Its a trap!
[ + ] SmokeyMeadow
[ - ] SmokeyMeadow 0 points 1.2 yearsMar 21, 2024 12:29:25 ago (+0/-0)
[ + ] iThinkiShitYourself
[ - ] iThinkiShitYourself [op] -1 points 1.2 yearsMar 21, 2024 12:49:49 ago (+0/-1)*