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Oh, they read it.
It's just some people are so risk-averse that they'd gladly take that guaranteed pay thinking that it's a sure bet instead of sticking their neck out and self-employing or taking on a job that challenges their abilities.
It's that fear of failure and of losing what little they have that holds them back, not unlike those that would trade liberty for a little temporary security.
Perhaps that is why the Founding Fathers toyed with the idea of only allowing property owners to vote: those that put everything on the line fighting for our nation's independence are also the kind who would run the risk of failing for the reward that comes with being your own boss; cowards would only choose to put us back under the boot of a ruler because they can't stand the responsibility that comes with being truly free.

There are times when you don't read the fine print. Shrink-wrap EULAs. That contract you sign with DirecTV. On an employment agreement, I'd read that shit. That is your job.

NPCs are fucking dumb. Do they get what they deserve? I suppose so, but it seems jewish to take advantage of them.