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BOA has announced a new loan program exclusive to nigger and beaners first time home buyers. No down payment, no closing cost, and no credit score requirements. No mortgage insurance will be required. I was reading a thread where some of the smarter niggers were trying to tell the other niggers that it was a trap and "dey were fixxa git fucked over". The stupid niggers were celebrating it as a form of reparations. This is how reparations will be rolled out and we will pay for it, the Jews will collapse and collect every so many years.