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I'm broke as shit so I'm way ahead of you.

I wish I'd got a buck everytime I've heard "If you're smart you will get your money out of the dollar right now.
".

Last year I had occasion to acquire a stack of 1 1/2" thick steel plate, 12,000 lbs worth...I'm predicting a major jump in steel prices due to short supply in the near future.

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Why are we doing this?

if you're really smart, you'll spend all of your fake jew money on bullets, MREs, and spare parts for your generator/well/solar panel. Having an "account" is for fools....

if everyone's 401k tanks, having your money in USD will have been a good hedge. USD is obvs not lasting long, but you have a few years yet.

You should NEVER hold dollars for any long length of time. You should have just enough to live on if the banks shutdown for a month.
The dollar is CONSTANTLY in slow crash.

Example
In the 1970's I had the most expensive thing on a new York City restaurant menu. Lobster. I remember distinctly it was....
$6.that same lobster dinner at a nice new York's city restaurant would probably be over $100.

The dollar has crashed to less than 10x it's 1970's value.


You can of course buy gold or commodities and other no dividend investments which primarily function as a stabilizer against the deepreciation of the dollar.

If you happen to catch a new commodity like Bitcoin before it is widely recognized and adopted then you can get much more than depreciation protections ( and in my view Bitcoin still hasn't reached full commodity adoption until at least a market value of gold which is over $300,000 per Bitcoin).

But ultimately you need to invest in things which turn a profit. Something that will always produce a return of a percentage based on it current net worth which will always be rising due to inflation.

Of course the most important thing is to avoid debt because costs of debt will almost be higher than appreciation of assets except in certain circumstances or manipulated markets (which are pretty common today)

If you invest

No. Whats happening is boomers are majority retired and are witbdrawing money from the capital glut.

And that money will never retuemrn in our lives. Tbis has been known for a long time.