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alternatives to chase?

submitted by asdf23 to whatever 2.7 yearsSep 8, 2021 23:22:00 ago (+1/-0)     (whatever)

So turns out I have a fucking chase card.
What should I get instead?
I use a credit card for card rentals. I won't keep debt on it


5 comments block


[ - ] GloryBeckons 3 points 2.7 yearsSep 9, 2021 00:28:12 ago (+3/-0)

Jews did not build their financial empires by refusing to do business with their enemies. On the contrary, they embraced every opportunity to profit at the expense of those enemies, jealously hoarding those benefits for themselves and their kind.

Use whatever cards benefit you the most.

Disregard their politics, as long as you're profiting at their expense.

It is best to have a broad selection of credit cards, at least three or four, with 3% to 6% cashback bonuses to cover most of your purchases. Just make sure never to pay interest or fees on any of them (consider ones with a fixed annual fee only if you're sure the benefits are consistently greater than the fee).

The way to pay zero interest on credit cards is very simple: Every month, pay at least the statement balance of the previous month. That's it.

Statement balance. Not minimum payment. No later than the due date. But you might as well do it as soon as you get the statement, or just when doing all your other bills. The rest of the balance you can carry without ever paying a cent of interest (though not forever; it will become part of your statement balance next month).

The only time you need to get the balance to $0 is when you're already paying interest on that card. You have to hit 0 balance to "reset" it.

Having $0 balance across all your credit cards (or not having credit cards) is very bad for your credit score. This will hurt you financially in many ways. Plus you lose out on the x% discounts in form of cashback on everything you buy. That easily adds up to a couple thousand USD extra in your pocket, every year, tax free, at zero cost or risk to you.

[ - ] beece 0 points 2.7 yearsSep 9, 2021 10:15:33 ago (+0/-0)

Try, opps, I mean Glorybeckons, has the answer for me. Get the best return, pay it off monthly so you make money on your CC. It should be a rare day that anyone used a card because they "want" something but don't have the money for it. Like you, I recently moved a crapload of $ out of Chase to a Credit Union. I need to leave some in the Chase for various reasons. Fuck Chase.

[ - ] account deleted by user 0 points 2.7 yearsSep 9, 2021 12:57:37 ago (+0/-0)

account deleted by user

[ - ] Version6 0 points 2.7 yearsSep 9, 2021 09:37:50 ago (+0/-0)

Join a credit union. They have credit cards.

[ - ] CPU 0 points 2.7 yearsSep 9, 2021 03:15:17 ago (+0/-0)

Every credit card is jew. Don't you know by now?