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“You want a PRENUP? Don’t you love me!?”

If you really love me why are you having such a shit fit?

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So the way that people get burned in marriage on financials revolves around the concept of 'co-mingling'. If you mix your finances with hers with no degrees of separation--- that's how 95% of people get fucked if things lead to divorce. Pre-nups... can be enforced, but don't expect it to protect you totally. Here's what you need to do.

1)Maintain all of your current individual accounts, never put her on them. Don't ever get credit cards together (you don't want a jilted woman opening accounts in your name or having you as the co-signer) I would recommend freezing your credit (there's like a $10 fee for doing it, but it'll protect you-- and you only need to unfreeze it when opening a new credit card or taking a loan out[just refreeze it when you're finished opening the account]-- this will prevent her from doing any of those things in your name) Make sure your paycheck is deposited into an account with only your name on it.

2)She should have her own individual account. Between the two of you-- you can have a joint account. Her paycheck (if any) should go into her individual account. Your paycheck should go to your individual account. Then both of you should take money from the individual accounts and add it to the joint account for bills/such. The reason she should have her own individual account is so that she #1 feels good about 'having her own money' and #2 doesn't make a judge think she's totally dependent on the joint account. It is CRITICALLY IMPORTANT that you NEVER take money from the joint account and put it into your individual account. In the eyes of a judge, that will co-mingle assets and allow her access to the rest of your money. If you even do it ONCE, you will get fucked, DO NOT DO IT. Always remember that the money ONLY flows in ONE DIRECTION, towards the joint account (as necessary) and never back to the individual account. Like if you run a business, the business should pay into your individual account, which you then move to the joint account (when needed). You want to maintain as many degrees of separation as possible. It is critically important that you do this if you want to prevent unnecessary losses in the event of divorce.

3)You can get a pre-nup, but both she and you need to have legal representation present when signing it. Any other method the judge will see as some sort of spousal manipulation and will penalize $$$$$ you for it. You can get one, but there has to be legal representation for both parties.

4)Even when avoiding co-mingling assets and having a pre-nup in place, you wont avoid everything. The second you guys get married, everything will be considered 50-50 split. Nothing you acquire after marriage-- down to a pair of sneakers, will be fully yours. If you divorce with no kids, you'll get a 50-50 cut of all marriage assets. If you have kids together, it's likely that the judge will split it 30-70, in her favor because of the kids--- unless you have documentation/police reports/etc of her being an unfit mother because of literal criminal behavior. Be aware that some assets cannot be protect, homes and vehicles being the #1 targets. Even if you own your home, and only your name is on the deed. If you guys have been married for 10+ years for instance, and have kids, no judge is going to kick a woman with children out of the home. They'll make her a 50-50 owner since it's been 'co-mingled' by her living there and the judge will kick you out if it comes down to it. You're safe for about a decade, but after that the home will be considered co-mingled most likely.. especially if she's been helping pay the mortgage/anything to do with the upkeep of the house other than groceries.

5)Another option is to put some assets into a legal trust that you are not the legal executor of. (Like if you and your brother look out for each other) You can put your house and other assets in the trust and she won't be able to touch them in a divorce. This can be kind of complicated, but it's very effective since 'other people' outside the marriage are involved in 'managing' the assets.

6)Never tell her the full extent of your assets, she can believe whatever she wants/whatever. But do not tell her your total networth is 'X amount of money' because when you divorce, she'll tell the judge that you're worth 'X amount of money' and the judge will squeeze you for it. Just always keep the mindset that you have modest/low finances (true or not)

7)Regardless of your opinion on crypto, it is an amazing vehicle to protect assets (other than the swings of the crypto market). Having a rainy day SHTF money in a spread of different coins (simple risk reduction) that she doesnt know about could save your bacon in a tight spot. It is easy to find out that you have stocks, 401k, etc etc. Super hard to find out if you have crypto if you never tell anyone about it-- even if you were asked, you lost it all because 'lulz gambling' and they couldn't prove it. Even better, most people don't even understand it-- even if they know about it. So if she's totally in the dark about it-- that's a win for you. Just protect your crypto wallets at all times, backups/everywhere in case you lose access to your primary computer somehow.

Physical bullion (gold/etc) could also be used this way if you're into that. But then you'll have to physically store it somewhere secretly-- kind of a PITA a bit. Old-fashioned but effective-- just not my first choice.

If you're in America, guns are also important, just try to avoid a situation where your woman becomes jilted and tries to redflag you to the ZOGbots.

TL;DR: Avoid co-mingling as much as possible, get a pre-nup if you want (every little bit can help sometimes-- but this is situationally dependent depending on her personality-- not every woman is a complete psychopath/lunatic and will want to bother raking you over the coals-- but many are... so ymmv), and don't run your mouth or flash how much money you have.

Additionally: Given how your post reads, I don't think you'll have this problem, but managing your girl is the #1 most critical way to avoid having to go through all this shit. Be an effective leader/husband. Reference to a post about this I made here: https://www.voat.xyz/viewpost.php?postid=608e420689385#comment_608e903c27477

The point of all this is not that you don't love her, want to support her, live as a happy functioning unit/whatever. But it's your life first, you need to look out for numero uno, she can be the closest 2nd you'll ever have, but you (and your kids) come first, not her. A captain runs his own ship, run your ship, run your finances, don't give everything away to the first mate-- its your ship. You can be a team through thick and thin, but it's your ship, your call. /end of story.

Get a prenup. Family courts aren't fair. Norms are stupid
What are her opportunity costs? If not you then who?

Check if the prenup will be honored or if a living trust is needed

If you want a prenuptial agreement, then she's not worth wifing.

DANGEROUS... most states will not make you liable for NEW CARS purchased by a backstabbing wife right before she divorces you... but in some states that do, a joint checking account indicates that you are also liable for her car loans and trust her decisions.

My wife and I have separate accounts. I pay all the bills, she only works part time to fund her hobbies or to take us on vacations. That’s changed to her saving it now though since she’s four months into baking our first.

We talk about our finances if the situation calls for it, such as a child being conceived for example. We haven’t had issues since I stopped being foolish with my money.

I also dated my wife for seven years before we married. I was only getting married if I was ready, the woman was worth it, and I wanted kids. Seven years of going through ups and downs, seeing every side of her. We don’t need a joint account, but she doesn’t need to work either. Maybe my personal experience isn’t helpful for you, but I hope it helps somebody.

simple, fuck no.

I have a joint account for paying bills etc and we each have separate accounts too and that works for us.

The problem with prenups are if she balks at the idea you interpret that as her being after her money. But just you offering one up will be interpreted as a lack of trust, and that you want her golden years and to then dump her with nothing after them and get a younger woman.

Prenups are a jewish creation to sew discord. Either you love and trust the woman and will never get divorced so you don't need one or you don't love or trust her and consider divorce a valid option to solve relationship problems in which case you need a break up not a pre-nup.

If you can't trust her with your money,life,and happiness,you shouldn't fucking marry her.

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Minimum: you need a pre-nup that states that should you ever split up, you will do XXX amount of therapy followed by binding arbitration.

We have separate accounts and it works well. We both have craploads saved up by now (we both started out with nothing) and if she buys a $500 pair of boots I don't care or if I buy a $3000 firearm I don't need she doesn't care. I write her a check for half the monthly bills every month and she deals with them.

Wife and I do not have joint accounts. She pays the bills, and I send her my portion every pay period. I can see her account but she can't see mine. I made these decisions early in our marriage after doing our taxes one year, and coming the the realization that she made much more than me and was broke even though I paid the bulk of the bills.

My parents do what you're thinking. Separate accounts with a joint account for mutual interests, not holding the majority of either's money.

They've made it aboutt 40 years, but not just for this reason.

If she's wise on the jew and nigger problem you might be in good hands

but she ISN'T drop her right fucking now, don't even put your dick near her.

Put in her terms: "You need to be protected in case anything happens to mea and have your onw credit and your own accounts".

Open one account for the household expenses and just put enough in to to pay what has to be paid and pray to god she doesn't win the powerball.

You control the finances completely. End of story. You're the man, she's the bitch that relies on you for support. Anything else is communism....

I've been married 20 years. We have separate bank accounts. The only joint bank account we had was opened just to help prove to the government that our relationship was genuine. It's never used.

In our case, it would be me spending all the money on stupid shit. Or shit I would use for my job, that would take ages to earn the money back with.

My personal recommendation is start a business account even if you don't own an actual business. Separate accounts and pre-nups won't mean shit to her greedy jew lawyer. Protect anything you don't want her to touch under the business account and use a C.P.A. to hide assets.
My first wife was a vicious selfish cunt and I didn't see it till the damage was done. My children would have a much better life if hadn't trusted the wrong woman and had to rebuild from scratch

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why buy the cow when you're getting the milk for free?

unless, of course you have impregnated her, and if that is the case, do it again! and again! and again! and again! and again!

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My women and I share everything. That being said, I put her through the ringer for years before allowing it.

You absolutely need to join bank accounts. Even if your wife is pissing away her income, you need to know about it, and have access to it.

You ought to know of shes going to make bad decisions before you marry her.