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"Sorry but electrical fires due to charging a car is not covered in your insurance"

"How much to get covered"

"I can see you're on our premium plan at $5000 per year if I add an EV to the plan that comes up as only $15000 per year but i've got a special deal for you where you get 5% off the first month.... and your premium will only be..... 95% of the claim. Have a nice day!"