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for those wondering what a subject to mortgage is

submitted by CovidHoldout to TellTalk 1.7 yearsAug 23, 2023 19:24:55 ago (+0/-0)     (www.thebalancemoney.com)

https://www.thebalancemoney.com/buying-subject-to-an-existing-loan-1798423

If it sounds confusing and very convoluted, that's because it is!


3 comments block

The deed being transferred without the mortgage being paid off can trigger the acceleration clause. It depends on the loan servicer.

Overtaking a mortgage is a great way to buy a home. If the current owner is behind, catch up the mortgage payments, give them some money to move, and have them deed the property to you.