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“Concretely, this could put several projects on hold, if the SEC considers that they have sold financial securities without having registered. This is not an empty threat: the financial policeman has already brought down several projects in this way, and caused a thorn in the side of Ripple, for example. The issuer of XRP is still in the midst of a battle with the SEC. More recently, Coinbase suffered the wrath of the regulator.“